Cypress Personal Injury Lawyers

In the state of California, drivers must obtain car insurance and they must remain at the scene of a crash involving an injury. Unfortunately, victims of Cypress accidents often struggle with pursuing compensation for their injuries because the other driver involved was uninsured or underinsured. Victims of uninsured motorists or hit-and-run drivers can still pursue financial compensation for their losses with the help of an experienced Cypress personal injury lawyer.

Insurance Requirements

All California drivers must obtain insurance that meets or exceeds the minimum requirements as mandated by law. In California, all drivers must have coverage for $15,000 for death or injury to one person, $30,000 for all persons in any one accident and $5,000 for any one accident. Unfortunately, cases involving serious injuries require more insurance than usually provided by these minimum requirements. Anyone who has needed hospitalization or surgery knows that $15,000 only scratches the surface of what type of compensation will be needed following the accident. Even so, many California motorists fail to obtain even the bare minimum amount of insurance required by law.

The percentage of uninsured motorists in California continues to increase with every passing year. According to the Insurance Research Council, in the year 2007 approximately 18 percent of California drivers did not have coverage. If that number is accurate, California was well above the national average of 13.8 percent of uninsured motorists. During that year, California was in the top 10 states with the most number of uninsured motorists.

Hit-and-Run Accidents

Other types of accidents that are challenging for victims and their families are hit-and-run accidents where the at-fault driver flees the scene and is not found by authorities. California Vehicle Code 20001 (a) states: "The driver of a vehicle involved in an accident resulting in injury to a person, other than himself or herself, or in the death of a person shall immediately stop the vehicle at the scene of the accident." Despite harsh penalties for leaving the scene of an accident, it is common for motorists to flee an accident without exchanging information or contacting the authorities. In such cases, financial compensation may still be available for the victim through his or her own insurance policy.

Uninsured Motorist Coverage

All Californians should seriously consider obtaining uninsured motorist coverage that would protect them if they are injured by a hit-and-run driver or by a motorist who does not have auto insurance. Every case is different and all injured victims would be well advised to speak with an experienced Cypress personal injury lawyer who has a successful track record of holding wrongdoers accountable and obtaining fair compensation for injured victims and their families.

Losses Covered

In the city of Cypress, there are many ways in which people get injured. Auto accidents, assaults, nursing home abuse or neglect, dog bites, medical malpractice, defective products – these are all common examples of the ways in which people get injured as a result of someone else's negligence or wrongdoing. In such cases, the civil justice system gives injured victims the opportunity to seek monetary compensation from the at-fault parties for the damages they have suffered. In personal injury cases, the damages that are commonly sought include medical expenses, loss of wages, cost of hospitalization, rehabilitation and other related damages.

Contacting a Cypress Personal Injury Lawyer

The experienced Cypress personal injury lawyers at Bisnar Chase have more than three decades of experience upholding the rights of injured victims and their families. Our attorneys will explain the legal issues surrounding your personal injury case and fight to help you receive fair compensation for your losses. The best personal injury law firms will not only offer a free and comprehensive consultation, but will also offer you a no-fee guarantee. This means that you do not have to pay them any fees unless they win your case. If you need immediate assistance, please contact us to schedule a free consultation right away.